Government Services

Understanding Medicare is Necessary for Planning the Future

A recent article in the Senior Journal looked at a study that evaluated the knowledge baby boomers and Medicare recipients have of Medicare benefits. They found that up to 33% of recipients did not know exactly what Medicare benefits can be expected. One third of Medicare recipients for instance did not know how much of »

Affordable Health Care Act in Court

A three judge court of appeals panel has found that the individual mandate for Americans to buy their own insurance, a part of the Affordable Health Care Act, is unconstitutional. The American Cancer Society, The American Diabetes Association and The American Heart Association have appealed the decision and have filed a brief with the Supreme »

President Obama’s Administration Calls on Health Insurer to Rescind Rate Increases

The Department of Health and Human Services has cited Trustmark Life Insurance for taking too large an increase in Health insurance premiums for five different states. The Health Care Act has a segment that says any unreasonable increases must be justified. Most other cases so far have been about rate increases of 10% or more, »

The Health Care Act Could Result in Rebates

The health care reform that was undertaken in 2010 has many interesting segments that are starting to become a reality. One of the more interesting to those who have insurance is the initiative for Medical Loss Ratio or MLR. There is a formula that health insurance carriers must abide by concerning premiums collected and services »

Controversy Surrounding P.S.A. Testing in Older Men

The United States Preventative Services Task Force has concluded that the Prostate-Specific Antigen test may not increase survival rate more than routine medical check-ups or testing when symptoms occur. A study in the Journal of the National Cancer Institute shows the testing did not save additional lives and that it may have led to more »

Helping the Caregiver

The person that has taken the responsibility to care for a senior family member has a great responsibility. It is a noble effort and can be quite rewarding but also carries many possible pitfalls that must be avoided. The one that can drag every caregiver down is the feeling that your needs must go unmet »

Eligible Seniors Should Apply for Medigap Policies

There are a number of private insurance carriers that sell Medigap plans to seniors. These plans basically provide coverage for “gaps” in Medicare policies such as helping to pay for deductibles, coinsurance, and copayments. Medigap policies must conform to federal and state guidelines and offer the same basic coverage. The person caring for a senior »

Weight Loss surgery Gets FDA Approval for Larger Group of Patients

The war against obesity now has another ally as the Lap-Band gastric bypass procedure received FDA approval for people with a BMI of over 30 and at least one other obesity related health risk.  The approval comes on the heels of many denied prescription weight loss medications and makes the Lap-Band procedure the only approved »

Controlling Blood Pressure and Cholesterol Could Lower Risk of Heart Attack

According to a new report issued by the CDC and published in a recent issue of the Morbidity and Mortality Weekly Report, Americans need to do more to cut hypertension.  The details of the report indicate that well over half of the adults who suffer from high cholesterol and high blood pressure aren’t taking the »

New Guidelines Spell Out Foods and Additives to Avoid

Over the course of the last few years you’ve probably grown accustomed to hearing your health care provider tell you specific foods and activities that should be added to your diet and lifestyle.  Most of you are probably aware that, in order to maintain a healthy weight, it is important that you eat more fruits »

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